Factors Affecting Older People’s Financial Decisions And Their The Well-Being; The European Proceedings of Social & Behavioural Sciences (EpSBS); Vol. 38 : Lifelong Wellbeing in the World (WELLSO 2017)
| Parent link: | The European Proceedings of Social & Behavioural Sciences (EpSBS) Vol. 38 : Lifelong Wellbeing in the World (WELLSO 2017).— 2018.— [P. 183-190] |
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| Enti autori: | , |
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| Riassunto: | Title screen In this article will be examined factors which impact on financial decisions of older people in later life. This topic raises important theoretical and empirical questions: How financial decisions of older people can influence on the welfare and overall well-being? What kind of financial behavior strategies adhere to the older people? Quantitative and qualitative evidence on financial perspectives shall be compared from Tomsk region and Russia. We also compared the data obtained during the sociological survey in the Tomsk region. The authors identify the results of the influence factors. For instance, uncertainty in the reliability of any kind of saving investment, low awareness of existing savings alternatives, and lack of habits of personal financial planning, the protection of the rights of Russian consumers in the financial services market, unfair practices of financial institutions. Сonsequently сlarity, completeness and accuracy of disclosed information for consumers are necessary conditions for effective and stable operation of the financial system. The authors identified contradictions in the evaluation of the main parameters of quality of life and financial security of older people, both from the state and from the standpoint of individuals were revealed. Therefore, the authors propose to improve the mechanism which reduces the negative impact of factors on financial decisions of older people in later life and influence on the well-being. To do this, the authors propose the instruments. It will affect the loyalty of older people to financial institutions. |
| Lingua: | inglese |
| Pubblicazione: |
2018
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| Soggetti: | |
| Accesso online: | http://dx.doi.org/10.15405/epsbs.2018.04.21 http://earchive.tpu.ru/handle/11683/47256 |
| Natura: | Elettronico Capitolo di libro |
| KOHA link: | https://koha.lib.tpu.ru/cgi-bin/koha/opac-detail.pl?biblionumber=658058 |
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| 200 | 1 | |a Factors Affecting Older People’s Financial Decisions And Their The Well-Being |f E. R. Kashapova, T. V. Bylkova | |
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| 300 | |a Title screen | ||
| 320 | |a [References: p. 189-190 (21 tit.)] | ||
| 330 | |a In this article will be examined factors which impact on financial decisions of older people in later life. This topic raises important theoretical and empirical questions: How financial decisions of older people can influence on the welfare and overall well-being? What kind of financial behavior strategies adhere to the older people? Quantitative and qualitative evidence on financial perspectives shall be compared from Tomsk region and Russia. We also compared the data obtained during the sociological survey in the Tomsk region. The authors identify the results of the influence factors. For instance, uncertainty in the reliability of any kind of saving investment, low awareness of existing savings alternatives, and lack of habits of personal financial planning, the protection of the rights of Russian consumers in the financial services market, unfair practices of financial institutions. Сonsequently сlarity, completeness and accuracy of disclosed information for consumers are necessary conditions for effective and stable operation of the financial system. The authors identified contradictions in the evaluation of the main parameters of quality of life and financial security of older people, both from the state and from the standpoint of individuals were revealed. Therefore, the authors propose to improve the mechanism which reduces the negative impact of factors on financial decisions of older people in later life and influence on the well-being. To do this, the authors propose the instruments. It will affect the loyalty of older people to financial institutions. | ||
| 461 | 0 | |0 (RuTPU)RU\TPU\network\11959 |t The European Proceedings of Social & Behavioural Sciences (EpSBS) | |
| 463 | 0 | |0 (RuTPU)RU\TPU\network\25098 |t Vol. 38 : Lifelong Wellbeing in the World (WELLSO 2017) |o IV International Scientific Symposium, 11-15 September 2017, Tomsk, Russian Federation |o [proceedings] |f National Research Tomsk Polytechnic University (TPU) ; eds. F. Casati, G. A. Barysheva, W. Krieger |v [P. 183-190] |d 2018 | |
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| 610 | 1 | |a financial decision | |
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| 610 | 1 | |a internal and external factors | |
| 610 | 1 | |a well-being | |
| 610 | 1 | |a финансовые решения | |
| 610 | 1 | |a благосостояние | |
| 610 | 1 | |a внутренние факторы | |
| 610 | 1 | |a внешние факторы | |
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| 701 | 1 | |a Bylkova |b T. V. |c Economist |c Associate Professor of Tomsk Polytechnic University, Candidate of economic sciences |f 1984- |g Tatyana Vasilievna |3 (RuTPU)RU\TPU\pers\40819 | |
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