Financial literacy as a key factor for an individual’s social and economic well-being; SHS Web of Conferences; Vol. 28 : Research Paradigms Transformation in Social Sciences (RPTSS 2015)
| Parent link: | SHS Web of Conferences Vol. 28 : Research Paradigms Transformation in Social Sciences (RPTSS 2015).— 2016.— [01037, 5 p.] |
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| Corporate Authors: | , |
| Andre forfattere: | , |
| Summary: | Title screen Financial literacy is reviewed in the article as a factor influencing any individual’s well-being. Characteristics of a financially competent individual are defined. Behavioral mistakes impeding rational decision-making are outlined. Structures bearing the signs of financial pyramids are described as an example of their participants’ cognitive limitations. The importance of creating a common information area is stressed. This process is aimed at remedying negative consequences for all economic agents and preventing inefficient financial decisions when executing financial transactions. The major task of the process is to incorporate information about social and economic activity of institutions (state, business and non-governmental) and population in the common information area. Therefore, every economic agent will get prompt and trustworthy information. It will encourage an individual to make financially adequate decisions. The article also presents fundamental solutions for improving individuals’ well-being when raising their financial literacy. |
| Sprog: | engelsk |
| Udgivet: |
2016
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| Fag: | |
| Online adgang: | http://dx.doi.org/10.1051/shsconf/20162801037 http://earchive.tpu.ru/handle/11683/33078 |
| Format: | MixedMaterials Electronisk Book Chapter |
| KOHA link: | https://koha.lib.tpu.ru/cgi-bin/koha/opac-detail.pl?biblionumber=649572 |
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| 200 | 1 | |a Financial literacy as a key factor for an individual’s social and economic well-being |f T. V. Filippova, E. R. Kashapova, S. S. Nikitina | |
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| 330 | |a Financial literacy is reviewed in the article as a factor influencing any individual’s well-being. Characteristics of a financially competent individual are defined. Behavioral mistakes impeding rational decision-making are outlined. Structures bearing the signs of financial pyramids are described as an example of their participants’ cognitive limitations. The importance of creating a common information area is stressed. This process is aimed at remedying negative consequences for all economic agents and preventing inefficient financial decisions when executing financial transactions. The major task of the process is to incorporate information about social and economic activity of institutions (state, business and non-governmental) and population in the common information area. Therefore, every economic agent will get prompt and trustworthy information. It will encourage an individual to make financially adequate decisions. The article also presents fundamental solutions for improving individuals’ well-being when raising their financial literacy. | ||
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| 463 | 0 | |0 (RuTPU)RU\TPU\network\14326 |t Vol. 28 : Research Paradigms Transformation in Social Sciences (RPTSS 2015) |o International Conference, December 15-17, 2015, Tomsk, Russia |o [proceedings] |f National Research Tomsk Polytechnic University (TPU) ; eds. I. B. Ardashkin ; N. V. Martyushev |v [01037, 5 p.] |d 2016 | |
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| 701 | 1 | |a Kashapova |b E. R. |c economist |c senior lecturer at Tomsk Polytechnic University |f 1988- |g Elmira Ramisovna |y Tomsk |3 (RuTPU)RU\TPU\pers\33380 |9 17075 | |
| 701 | 1 | |a Nikitina |b S. S. |c specialist in cultural studies and social communication |c programmer Tomsk Polytechnic University |f 1992- |g Svetlana Sergeevna |3 (RuTPU)RU\TPU\pers\35299 | |
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